Hello, I'm Nina.
사진: Unsplash의Sunghoon Kim
Today, we are going to learn about pre-subscription and find out the complexes that are going to be sold.
I've summarized the complexes I want to go to among the pre-subscription complexes in Seoul.
Raise your hand if you just want to go in here!!
First, let's look into the qualifications for pre-subscription.
Then it was hard to just subscribe, but what is the pre-subscription???????
It is just a pre-subscription that takes place before the subscriber's main contract.
If it was a pre-sale system
Pre-subscription is
On that line, it will be sold in the cool area...? Really?
Since it's cheap right now, go
Offers a wide range of housing options
Depending on the individual's circumstances, we offer three types of choices: sharing, selection, and general
- Sharing type: Share some of the profits with housing developers (30%) when selling the house later
Instead, you can borrow at a lower rate than the regular type.
- Optional: Live at a low rent for 6 years (lease)
Sales decision can be made after lease termination
-General type: Unlike the sharing type, there is no profit sharing at all when selling.
Just my house.
a sale price lower than the market price.
High interest burden compared to sharing type.
Interest Support Methods for Each Type
With dedicated mortgage support,
It relieves the burden on tenants to buy their own homes.
• (Sharing type) limit of 500 million won (LTV up to 80%),
DSR not applied, annual rate 1.9% to 3.0%, 40-year maturity)
• (Optional) 500 million won limit (LTV up to 80%,
DSR not applied, annual rate 1.9% to 3.0%, 40-year maturity)
* The deposit is 80% jeonse loan
(1.7% to 2.6%, during lease period) Separate support
• (General type) limit of 400 million won (LTV up to 70%,
DSR not applied, annual rate 2.15% to 3.0%, 30-year maturity)
http://www.사전청약.kr
Check out the eligibility commonalities for subscription. - Find out the priority criteria for newlyweds and prospective newlyweds.
It is a system that accelerates the opportunity for homeless end-users to buy their own homes and early increases the supply time of public housing supplied from public housing sites for the purpose of resolving the waiting demand for subscriptions in the Seoul metropolitan area.
www.pre-subscription.kr
* Homeless - both couples must be homeless.If you're a householder and you don't own a house, it's clean
The lineal ascendant, lineal ascendant, lineal descendant, etc. of the applicant, spouse, applicant, or applicant registered in the household registration copy of the spouse
All members must be homeless (including the right to sell, etc.)
* Subscription account - paid more than 24 times.
* Public Pre-subscription Restrictions - Checking Public Pre-subscription Restrictions (LH Subscription Center) Winners of Pre-subscription and their household members cannot be selected as pre-subscription winners for other houses,
Unqualified persons, renounced persons and their household members are restricted from winning public pre-subscription for six months
Just let me win...crying
* Over two years of living in Seoul.
*Based on income:
https://www.사전청약.kr/subscriptionIntro/property.do#.
advance subscription
It is a system that accelerates the opportunity for homeless end-users to buy their own homes and early increases the supply time of public housing supplied from public housing sites for the purpose of resolving the waiting demand for subscriptions in the Seoul metropolitan area.
www.pre-subscription.kr
<Sharing type>
Spouse income 有
per urban worker household
80% of average monthly income
KRW 4,967,147
Spouse income 有
per urban worker household
110% of average monthly income
6,829,827 won
total assets
The total amount of assets is
341,000,000 won or less (real estate + automobile + financial assets + other assets - liabilities)
< General Type Priority Supply>
income
Spouse income 有
per urban worker household
120% of average monthly income
7,450,721
property
real estate and automobiles
real estate
(Building + Land)
215,500 won
Less than
Car
35,570,000 won
Less than
*
in the case of a car
The number of elapsed years shall be calculated based on the date of initial new registration, not the annual year, and shall be depreciated by 10% per year according to the number of elapsed years
Example) If a 2022 car was purchased and registered in 2021 according to the vehicle registration certificate, the amount is determined by subtracting 10% from the vehicle standard value
*
*
What happens if income requirements are met at the time of pre-subscription, but income requirements exceed the standard due to an increase in annual salary at the time of this subscription?
⇒ Pre-subscription reviews qualification requirements such as income and assets based on the time of the tenant recruitment announcement, and does not further examine income and asset requirements after being selected as a pre-subscription winner.
*
One of the main comparisons between the sharing type and the general type is the comparison of asset size,
In the case of the sharing type, the asset standard is set as the total asset, and in the case of the general type, the asset size is calculated only for real estate and automobiles.
Size of supply by region for each year from 23 years to the future (unit: 10,000 units)
I think Seoul and the metropolitan area have a large proportion. It's an opportunity.
The Earth that Nina is paying attention to here is 13.14.23.7.6.
Gangnam area -
Seongdong Detention Center
Dongjak-gu Water Radiation
Seoul Daebang Public Housing District
Magok Taxi Garage
Magok 10-2
But Yongsan Reservoir and Yongsan Maintenance Depot are missing...Oh, my...
In the next episode, I will summarize the information about the Earth that I am paying attention to.
All Nina's comments and descriptions are at this point. It was written considering the housing price and general sale price in Seoul as of 2023.04.08.
If housing prices continue to fall, there will be a day when we can think that this sale price is expensive.
But by now, it seems like an opportunity to buy a new house at the lowest price.
Let's all live in a nice house!
사전청약
무주택 실수요자의 내집 마련 기회를 앞당기고 수도권 청약 대기수요 해소를 목적으로 공공택지 등에서 공급되는 공공분양주택의 공급시기를 조기화하는 제도입니다.
xn--vf4b41gp9bm8g.kr
